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Custom AI Build vs Off-the-Shelf SaaS: Which Pays Back Faster (Real Numbers)

The total cost of ownership comparison the SaaS vendors won't show you. Year 1 SaaS looks cheaper. Year 3, custom dominates by 4-7x. Includes the breakeven calculator.

What We'll Cover

  • Year 1 SaaS vs custom
  • why SaaS looks cheaper and what the comparison is missing
  • The hidden SaaS tax: per-seat fees, overage charges, integration costs, lock-in
  • Year 3 TCO comparison across 6 common business functions
  • The breakeven calculator
  • when custom becomes the obvious choice
  • The capability ceiling argument: what SaaS can never do that custom can.

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